निक्षेप तथा कर्जा सुरक्षण काेष
Deposit and Credit Guarantee Fund

Deposit Guarantee

  1. DCGF guarantees the deposit of the natural person depositors upto Rs. 2 lakhs held with the commercial banks and financial institutions licensed by Nepal Rastra Bank.
  2. The premium rate is 0.20 percent annually and paid on half-yearly basis at the rate of 0.10 percent calculated on the basis of average deposit amount of last six months.
  3. In case of banks/financial institutions' liquidation, the concerned liquidator prepares the list of depositors to be compensated and send it to the DCGF.
  4. As per the liquidator's list of depositors, DCGF pays the amount to the concerned depositors through the liquidator.


Member Institutions