Email: info@dcgf.org.np, dcgf2031@gmail.com

निक्षेप तथा कर्जा सुरक्षण काेष
Deposit and Credit Guarantee Fund

MICRO-FINANCE AND DEPRIVED SECTOR CREDIT GUARANTEE

1. The loan advanced by the member institutions up to Rs. 3,00,000.00 without collateral and up to Rs. 7,00,000.00 with a group guarantee basis with collateral respectively and also micro-enterprises promoted by women entrepreneurs up to Rs. 5,00,000.00 per loan with personal or group guarantee basis in addition to project collateral is guaranteed by DCGF.

2. The premium rate is 0.25% calculated on the basis of the outstanding balance of each half-year, i.e, 0.5% per annum.

3. The bank can file the claim of the unrecovered outstanding loan till the due date of payment  within two years of the due date of payment.

4. The compensation rate is 75% of the outstanding balance of the loan at due date.