निक्षेप तथा कर्जा सुरक्षण काेष
Deposit and Credit Guarantee Fund

Agriculture Guarantee

1.The loan advanced by the member institutions to agricultural sector up to Rs. 5 million shall be guaranteed by the Fund. If the member institution wishes for guaranteeing loan greater than Rs. 5 million, the member institutions with the prior approval of the Fund to disburse such loans can guarantee their investment up to Rs. 20 million.

2.The premium rate is fixed at 0.6% per annum out of which only 50% of premium amount (i.e 0.30% of the guaranteed amount) shall be paid by the member institution at the rate of 0.15% each on the outstanding loan of Poush end and Asadh end respectively. Remaining 50% of premium amount (i.e 0.30% of the guaranteed amount) will be received as subsidy from the Government of Nepal. 

3.The maximum tenure to lodge claim by member institutions with the Fund is within two years from the due date of payment of Loan.

4.The compensation rate on guaranteed loan upto Rs 5 million is 80% of the outstanding balance whereas the compensation rate on the guaranteed loan above Rs 5 million upto Rs 20 million is 70% of the  outstanding balance.